Rates | Loan Rates

Loan Rates

Prime Financial is an equal housing lender, all rates are subject to change, additional terms and conditions may apply.
Loan Rates Information Effective November 20, 2008 to December 18, 2008. (Subject to change at anytime.)
Ask how to reduce your rate by 1/4%

New Auto, Trucks, *RV'S, *Campers, *Boats

Terms	APR*
24, 36 Months	6.99%
48, 60 Months	6.99%
**72 Months	7.99%

** Minimum of $15,000 Financed

Used Auto, Trucks, *RV'S, *Campers, *Boats

Terms	Model Year 2007 - 2004 APR*	Model Year 2003 - 2001 APR*	Model Year 2000 And Older APR*
24 Months	6.99%	7.49%	10.99%
36 Months	6.99%	7.49%	10.99%
48 Months	6.99%	7.49%	-
54 Months	-	8.20%	-
60 Months	6.99%	-	-
66 Months	6.99%	-	-

* RV'S, Campers and Boats that qualify as a "Second Home" will receive Home Improvement Rates.

Motorcycles, ATV's, Snowmobiles, Pers. Water Craft

Terms	Model Year 2008 APR*	Model Year 2007 - 2004 APR*	Model Year 2003 And Older APR*
Up to 60 Months	6.99%	-	-
*66 Up to 72 Months	7.49%	-	-
Up to 60 Months	-	7.49%	-
Up to 48 Months	-	-	8.99%

*Requires a Minimum Amount Financed of $15,000.00 and a Term of 72 Months requires 10% Down

Unsecured Loans

Terms	Type	APR*	Annual Fee
Up To 36 Months	Signature Loan	13.75%	None
N/A	MasterCard/VISA-Platinum	14.90%	None
N/A	MC/VISA Classic Platinum	11.90%	$15.00
N/A	Preferred VISA Platinum	8.90%	None
N/A	VISA Platinum Prime w/ Scorecard	8.90%	Call for details
Up to 12 Months	EZ Payday Loan	18.00%	None

Home Improvements

Terms	20% Equity APR*
4 Years	5.99%
5 Years	6.49%
6 to 10 Years	7.25%
15 Years	8.49%
Home Equity Line of Credit	Prime Rate

*** Maximum LTV not to exceed 80%

Other Secured Loans

Collateral	Terms	APR*
Miscellaneous	Up To 48 Months	12.49%
***Shares	Up To 18 Months	3% Above Share Rate***
***Certificates	Equal To Certificate	3% Above Certificate Rate ***

*** Minimum interest rate of 8.00%

*APR = Annual Percentage Rate
The above rates are based upon an A credit rating. The above rates are subject to change based upon borrower's credit background.