Loan Rates
Rates effective January 22, 2010. All rates and terms are subject to change without notice. A minimum $25 Share Savings Account is required.
| Terms |
APR |
| 24, 36 Months |
4.99% |
| 48, 60 Months |
4.99% |
| 72 Months 2 |
6.99% |
| |
1RVs, Campers and Boats qualifying as a "Second Home" will receive Home Equity Loan rates. 2Minimum of $15,000 financed. |
|
| |
| Terms |
Model Year 2009 - 2006 APR |
Model Year 2005 - 2003 APR |
Model Year 2002 - Older APR |
| 24 Months |
4.99% |
6.99% |
10.99% |
| 36 Months |
4.99% |
6.99% |
10.99% |
| 48 Months |
4.99% |
6.99% |
- |
| 54 Months |
- |
7.99% |
- |
| 60 Months |
4.99% |
- |
- |
| 66 Months |
6.99% |
- |
- |
| |
| 1RVs, Campers and Boats that qualify as a "Second Home" will receive Home Equity Loan rates. |
|
| |
| Terms |
APR |
| Up to 60 Months |
5.99% |
| 66 Up to 72 Months3 |
7.99% |
| |
| 3Minimum of $15,000 financed. 72 Month term requires 10% down payment. |
|
| |
| Terms |
Model Year 2009 - 2006 APR |
Model Year 2005 or Older APR |
| Up to 48 Months |
6.99% |
7.99% |
| Up to 60 Months |
6.99% |
- |
| |
|
| |
| Terms |
TYPE |
APR |
| Up To 12 Months |
EZ Payday |
18.00% |
| Up To 36 Months |
Signature |
12.75% |
|
| |
| Terms |
20% Equity APR |
| Up to 36 Months |
5.99% |
| 37 to 60 Months |
6.49% |
| 61 to 84 Months |
6.99% |
| 85 to 120 Months |
7.49% |
| 121 to 180 Months |
8.49% |
| Line of Credit |
Prime |
| |
4Home Equity Loans up to 80% loan to value (LTV). Line of Credit rate is adjustable, may change monthly and will not exceed 18.00% APR. $199 Application Fee (other fees may apply). |
|
| |
| TYPE |
APR |
| Visa Platinum Prime with ScoreCard® Rewards |
Interest rates from 8.99% - 17.99%. Rate based upon credit score. |
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|
| |
APR = Annual Percentage Rate
The above rates are based upon an "A" credit rating and are subject to change based upon borrower's credit history.
To refinance your existing PFCU loan, you must either: (1) extend the term by six months or (2) add $500 to the balance.
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