Deposit Rates
Savings Rate Information Effective November 20, 2008 to December 18, 2008. (Subject to change at anytime.)
| Account Balance |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| $300 - 4,999 |
.25 |
.25 |
Monthly |
Monthly |
$25.00 |
$300 |
| $5,000 - 9,999 |
.25 |
.25 |
Monthly |
Monthly |
$25.00 |
$5,000 |
| $10,000 or more |
.50 |
.50 |
Monthly |
Monthly |
$25.00 |
$10,000 |
|
| |
| Account Balance |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| $0 - 25,000 |
4.89 |
5.00 |
Monthly |
Monthly |
$0 |
$0* |
| $25,001 or more |
1.00 |
1.00 |
Monthly |
Monthly |
$0 |
$25,001* |
| |
| *PRIMO Checking - subject to terms and conditions as disclosed in PFCU's Account Disclosures. |
|
| |
| Account Balance |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| $1,000 - 4,999 |
.25 |
0 - .20 |
Monthly |
Monthly |
$0 |
$1,000 |
| $5,000 - 9,999 |
.25 |
.20 - .23 |
Monthly |
Monthly |
$0 |
$5,000 |
| $10,000 or more |
.25 |
.23 - .25 |
Monthly |
Monthly |
$0 |
$10,000 |
|
| |
| Account Balance |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| $1,000 - 9,999 |
.50 |
.50 |
Monthly |
Monthly |
$10,000 |
$1,000 |
| $10,000 - 24,999 |
2.50 |
2.53 |
Monthly |
Monthly |
$10,000 |
$10,000 |
| $25,000 - 74,999 |
2.75 |
2.78 |
Monthly |
Monthly |
$10,000 |
$25,000 |
| $75,000 or more |
3.00 |
3.04 |
Monthly |
Monthly |
$10,000 |
$75,000 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Prime Time Direct Checking |
.25 |
.25 |
Monthly |
Monthly |
$0 |
0 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Prime Time Plus Checking |
.25 |
.25 |
Monthly |
Monthly |
$0 |
0 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Prime Time Teen Checking |
.25 |
.25 |
Monthly |
Monthly |
$0 |
0 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Christmas Club |
1.00 |
1.00 |
Monthly |
Monthly |
$0 |
0 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| LIL' Savers Club |
2.50 |
2.53 |
Monthly |
Monthly |
$0 |
$0 |
|
| |
| AccountType |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Summer Spending |
1.00 |
1.00 |
Monthly |
Monthly |
$0 |
$0 |
|
| |
| AccountType |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| MasterCard (Secured) |
1.00 |
1.00 |
Monthly |
Monthly |
$0 |
$0 |
|
| |
| AccountType |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Prime Time Teen Share |
2.50 |
2.53 |
Monthly |
Monthly |
$0 |
$0 |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Open Account |
Minimum Required To Obtain APY |
| Prime Saver's Club |
1.00 |
1.00 |
Monthly |
Monthly |
$0 |
$0 |
|
| |
| Account Term |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
**PFCU REWARDS Dividend Rate (%) |
**PFCU REWARDS Annual Percentage Yield (APY) (%) |
Minimum Required To Obtain APY |
| 60 Days share only |
2.25 |
2.25 |
Maturity |
Maturity |
2.50 |
2.50 |
$500 |
| 90 Days share only |
2.50 |
2.50 |
Maturity |
Maturity |
2.75 |
2.75 |
$500 |
| 182 Days |
2.50 |
2.50 |
Maturity or Monthly |
Maturity or Monthly |
2.75 |
2.75 |
$500 |
| 1 Year |
3.75 |
3.75 |
Maturity |
Maturity |
4.00 |
4.00 |
$500 |
| 18 Months |
2.75 |
2.78 |
Quarterly |
Quarterly |
3.00 |
3.03 |
$500 |
| 2 Years |
3.50 |
3.55 |
Quarterly |
Quarterly |
3.75 |
3.80 |
$500 |
| 2.5 Years |
3.50 |
3.55 |
Quarterly |
Quarterly |
3.75 |
3.80 |
$500 |
| 3 Years |
3.50 |
3.55 |
Quarterly |
Quarterly |
3.75 |
3.80 |
$500 |
| 4 Years |
3.50 |
3.55 |
Quarterly |
Quarterly |
3.75 |
3.80 |
$500 |
| 5 Years |
4.0 |
4.06 |
Quarterly |
Quarterly |
4.25 |
4.32 |
$500 |
| |
| **PrimeFinancial REWARDS are for those members who have a direct deposit of $500 or more to a PFCU Checking account, or aggregate savings balances of $25,000 or more. |
|
| |
| Account Type |
Dividend Rate (%) |
Annual Percentage Yield (APY) (%) |
Dividend Compounded |
Paid |
Minimum Required To Obtain APY |
| Share |
2.25 |
2.27 |
Monthly |
Monthly |
$0 |
|
| |
* The Dividend rates and annual percentage yields (APY) are accurate as of the above date. Please note that dividend rates are subject to change at any time without notice. In addition, dividends for all savings-type accounts are calculated by the average daily balance method which applies a daily periodic rate to the principal in an account each day. Also note, that fees/penalties will reduce earnings on an account. PFCU is insured by the National Credit Union Savings Insurance Fund (NCUSIF). For more information regarding dividend rates, terms, and fees, please call 414.486.4500 or 800.835.9680.

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© 2008 Prime Financial Credit Union