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IMPORTANT NOTICES TO DEBIT CARD USERS

Notice of ScoreCard® Rewards Discontinuance on PFCU Debit Cards

Effective June 1, 2010, Prime Financial Credit Union will discontinue the ScoreCard Rewards program on PFCU Debit Cards only. You will have through May 31, 2010 to earn ScoreCard Rewards points when you sign for purchases with your Debit Card. You may redeem your accrued points at https://www.scorecardrewards.com through July 31, 2010. PFCU Credit Card holders may transfer their Debit Card points to their Credit Card point balance through July 31, 2010.

To transfer your Debit Card points to your PFCU Credit Card, or if you have questions regarding this notice, please contact a PFCU Representative at 414.486.4500 or 800.835.9680.

A Regulatory Change Affects Your Everyday Debit Card Transactions

If you use your debit card for everyday purchases at grocery stores, gas stations, doctors’ offices and so on you need to know about a regulatory change that will limit your safeguards in case of emergency. As of August 15, 2010*, we can no longer provide automatic Member Privilege on these everyday debit card purchases. If you want this service, you will need to specifically request that Member Privilege be continued on your account. Click here to complete the online form to request overdraft services on your everyday debit card transactions.

* The effective date of the change is August 15, 2010 for accounts opened before July 1, 2010. For accounts opened after July 1, 2010, the effective date of the change is July 1, 2010. Beginning August 15, 2010, we will not authorize and pay overdrafts on everyday debit card transactions without account holder consent. An overdraft (OD) fee or insufficient funds (NSF) fee of up to $30.00 will be charged for covering overdrafts that result in a negative balance. Overdrafts may be created by check, ACH or other electronic means. Recurring debit card transactions (payments that are set up to bill and pay automatically) such as automatic draft from your health club or insurance company may continue to be covered by your overdraft service. Once an overdraft has occurred, you are required to bring your account to a positive balance within 30 days. We reserve the right not to pay if your account is not in good standing. Please contact us if you have questions.

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