Cards | Credit Cards

Credit Cards

New! Ready to SCORE POINTS? All PFCU Credit Cards Now Offer ScoreCard! Learn More

Enjoy the advantages of a MasterCard or VISA with the Prime Financial difference. We offer the Platinum Prime, the Classic Platinum and Platinum with these great benefits:

NO Annual Fee Option
Low interest rate for purchases—from 8.9% to 14.9% APR
Minimum monthly payment of only 1.5% of your outstanding balance
Low interest rate for balance transfers — consolidate your other higher rate card balances to Prime Financial and save
Free 24-hour online credit card account access and bill payment
A 25-day grace period on purchases. If you pay your purchase balance in full each month, then you'll pay no finance charges.
Variety of credit limits
Worldwide acceptance at millions of locations

Apply online now

Credit Card Account Access. As a Prime Financial Credit Card holder, you can enjoy convenient online access to your account information, 24 hours a day, 7 days a week.

Check your available credit and current balance
View previous statements
Make your credit card payments online
Download transactions to your Personal Financial Management software

Access your credit card account

As our valued customer, Prime Financial Credit Union is now offering you Verified by Visa. Protect your Visa card with a personal password to help ensure that only you can use it at participating online stores. Click here to register your visa card today! It's FREE and easy.

Platinum Prime – Prime Financial's most prestigious card. Not just a card with a low interest rate, every dollar spent on the Platinum Prime is awarded a point on scorecard rewards. Use your points towards a cruise, airplane tickets, hotel stays, and items ranging from toys to electronics to furniture. You can check your points at https://www.scorecardrewards.com

Disclosures*: 8.9% Fixed APR*. No cash advance fee. No Annual Fees. Minimum monthly payment of 1.5% of outstanding balance. 25-day grace period for purchases if balances paid in full. *See additional disclosures on our Disclosure Agreement.

Classic Platinum – this card offers the "thrift advantage" of a low 11.9% APR. Thousands of our members use this card to great advantage. Lower monthly payments -- your Classic card features a reduced monthly payment on outstanding balances of only 1.5%! Our Platinum Classic cards offer the advantage of a 25-Day Grace Period. Not just a card with a low interest rate, every dollar spent on the Platinum Classic is awarded a point on scorecard rewards. Use your points towards a cruise, airplane tickets, hotel stays, and items ranging from toys to electronics to furniture. You can check your points at https://www.scorecardrewards.com

Disclosures*: 11.9% APR. Low $15 Annual Fee. 25-Day Grace Period. Late Payment Fee - $30.00. Replacement Card Fee - $30.00. Over limit Fee - $30.00. No Cash Advance Fee. *See additional disclosures on our Visa and MasterCard Disclosure Agreement.

Platinum – offer the advantage of a monthly payment of 1.5% of your outstanding balance! Plus our generous 25-Day Grace Period – pay no interest if you pay off your monthly balance, in full, within the grace period of 25 days. Not just a card with a low interest rate, every dollar spent on the Platinum is awarded a point on scorecard rewards. Use your points towards a cruise, airplane tickets, hotel stays, and items ranging from toys to electronics to furniture. You can check your points at https://www.scorecardrewards.com

Disclosures*: 11.9 - 14.9% APR. No Annual Fee. 25-Day Grace Period. Late Payment Fee - $30.00. Replacement Card Fee - $30.00. Over limit Fee - $30.00. No Cash Advance fee. *See additional disclosures on our Visa and MasterCard Disclosure Agreement.

Lost Cards

To report a lost or stolen credit card please call 1-800-808-7230 at anytime.