PRIMO CHECKING
Our new PRIMO Checking is designed for PRIMO members. Join the PRIMO set!
Definition- pri-mo {pree’moh} of the finest quality or greatest value - And This Checking Account Has It!
The Pizzazz of PRIMO Checking
- Receive a .75% APY* on balances up to $25,000
- PFCU will refund ATM fees assessed by other financial institutions up to $20.00 per monthly cycle
Qualifying for a PRIMO Checking Account is easy! Just perform the following each monthly cycle
- Receive your monthly statement electronically by using E-statements
- Perform a minimum of (12) twelve debit, Point-of-Sale or Point-of- Purchase transactions with your PFCU Debit Card**
- Perform at least (1) one financial transaction using PFCU’s Online Account Access***
- Have at least (1) preauthorized, reoccurring ACH debit or credit transaction occur such as Direct Deposit or a Payroll Deduction***
- Do not have any non-sufficient funds or Member Privilege activity
- And don’t worry-if you don’t meet all the requirements in any one month, you still have an awesome checking account and you have the next month to meet the requirements
Additional perks include:
- No Minimum balance required
- First 50 Checks FREE****
- FREE E-statements
- FREE Prime Debit Card
- Unlimited Debit Card withdrawals
- Free Online Account Access
- No monthly service charge
- Nationwide access to surcharge free ATMs with Alliance One Network
- Overdraft Line of Credit available
*.75% Annual Percentage Yield (APY) paid on balances up to $25,000 and .10% APY paid on all amounts above $25,001 each statement cycle the requirements are met. If you do not meet the requirements per monthly cycle, your account will be subject to the Terms and Conditions of the Prime Time Checking Account and you will not receive ATM refunds for that month.
APY’s effective April 22, 2010 and subject to change. Dividends calculated on the daily average balance.
**Excludes ATM withdrawals
***Online and ACH transactions must occur on the PRIMO Checking Account
****Traditional Design only
Refer to Account Disclosures for Complete Details
Prime Time Checking
At Prime Financial Credit Union, you're in control with a wide variety of checking accounts to choose from. Use your PFCU checking account to pay bills or as an investment... either way you can't beat the value of a PFCU checking account. It's the best checking account you'll ever own.
Our Prime checking account offers convenience and flexibility
- No minimum balance
- No monthly service charge
- No per check charge
- Monthly dividends
- Free Prime ATM/Debit Card
- Unlimited debit transactions
- Member Privilege Overdraft Protection
- Overdraft Line of Credit
- Nationwide access to surcharge free ATMs with Alliance One Network
- FREE Bill Pay
- Free Online Account Access
- First 50 Checks FREE**
Prime Time Direct Checking
(*Direct Deposit Account)
Enjoy all the benefits of electronic banking with Prime Direct
- No minimum balance
- No monthly service charge
- No per check charge
- First 50 Checks FREE**
- Free Prime Debit Card
- Unlimited FREE ATM/Debit withdrawals
- Dividends paid on checking account balances
- Member Privilege Overdraft Protection
- Overdraft Line of Credit available
- .25% OFF*** consumer loans
- FREE Travelers Checks
- Nationwide access to surcharge free ATMs with Alliance One Network
- FREE Bill Pay
- FREE Online Account Access
Prime Time Plus
(*Direct Deposit Account)
Checking designed exclusively for members age 55 & up
- No minimum balance
- No monthly service charge
- No per check charge
- FREE check printing**
- Free Prime Debit Card
- Unlimited FREE ATM/Debit withdrawals
- Dividends paid on checking account balances
- Member Privilege Overdraft Protection
- Overdraft Line of Credit available
- .25% OFF*** consumer loans
- FREE Travelers Checks
- Nationwide access to surcharge free ATMs with Alliance One Network
- FREE Bill Pay
- FREE Online Account Access
Prime Time Teen Checking
Checking for student money makers ages 13-17
- No minimum balance
- No monthly service charge
- Monthly dividends
- FREE Prime Debit Card
- Unlimited FREE ATM/Debit withdrawals
- Nationwide access to surcharge free ATMs with Alliance One Network
- FREE Bill Pay
- FREE Online Account Access
*Direct Deposit of net Social Security, Pension or payroll check required.
**Traditional Design only.
***The .25 loan rate reduction does not apply to first and second mortgages, leases, charge cards or home equity lines of credit.